Quotes 1 till 7 of 7.
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A coward is a hero with a wife, kids, and a mortgage.
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Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.
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I was a caddy once and I lost the golfer's clubs. Plus I don't know how to golf, so I was the worst caddy ever. Then I was a mortgage brokers assistant, so that was just carrying around a lot of files - pretty meaningless, mind-numbing work.
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In September 2008, the two largest housing mortgage companies called Fannie Mae and Freddie Mac, which were government-sponsored enterprises, which hold hundreds of billions of dollars of mortgages, because of the losses they took on the mortgages, they essentially became insolvent, and the government had to take them over.
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Preserving the 30-year prepayable fixed-rate mortgage - it's like the bedrock of the housing system - is critical.
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Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?
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The people who did the collateralized mortgage obligations, sold them to pension funds, then sold them short, then bought credit default swap insurance on them, are just amazing. They are a law unto themselves.
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